So, you’ve just arrived back home from your vacation in Malta, and the small island nation captivated you to the point where you’re considering moving there? Malta’s population as of 2025 is estimated to be around 545,405 people, and in 2023, the nation welcomed roughly 76 migrants per 1,000 people. You can never go wrong in choosing to permanently reside in Malta, but you must understand how residence requirements differ for EU and non-EU nationals
Malta Residence Requirements
You can obtain the right to live in Malta by choosing the right program and completing an application. According to https://www.maltainvestmentvisa.com/, there is a government-regulated initiative that offers permanent residency in Malta to eligible non-EU nationals who meet specific financial, property, and due diligence requirements.
Under the Malta Permanent Residence Programme (MPRP) or unofficially referred to as the Malta Investment Visa, you can have the right to permanently reside in Malta, along with visa-free travel within the Schengen Zone.
Let’s look at Malta’s residency requirements:
Understanding Residency Requirements
Checking your eligibility for a long-term visa or residency permit requires more than just assessing your financial capacity. While EU citizens are granted more straightforward access, non-EU nationals have to submit an application through one of several programs, such as the Global Residence Program or the MPRP.
Proof of income, health insurance, and a clean criminal record are to be submitted. Compile all required documents before application, because any set of incomplete documents will set back your application.
Checking the Cost of Living
After obtaining your residence permit, it is then important to estimate the cost of living in Malta. In comparison to other European nations, Malta offers somewhat affordable living expenses. Rent varies from one area to another. If you consider Valletta, the rents are very high, whereas towns offer cheaper rents.
Groceries are cheap, and a lot of fresh produce can be bought from local markets at very reasonable prices. Eating out will also be affordable, especially if you consider local restaurants that serve traditional Maltese cuisine.
As for utilities, electricity and water may be costlier than what you are used to, so consider that as well. Public transport in Malta is well organized, you don’t necessarily need a car to get around the island.
Handling Healthcare Services
While settling into life in Malta, knowing about the healthcare system available will be helpful. Malta boasts an excellent health service, with both public and private sectors.
If you are a resident, you have the option of public health services, which are mostly free of charge or relatively cheap. It is recommended to register with the local health centers to maximize benefits. Private healthcare offers a quicker alternative and shorter waiting times. Always assess and get the best health coverage for both public and private health services.
Get to know the local pharmacies too, as they are a common solution to minor health concerns. This information will really ease your transition and keep you well while having a blast in Malta.
Embracing the Local Culture
The Maltese traditions come alive with all the excitement of local festivals such as the Carnival and the Good Friday processions. Try out local cuisine by having a plate of pastizzi or some rabbit stew in an ordinary restaurant. Chat with locals and make an effort to speak a few Maltese words when you can.
Learn about history by visiting ancient temples and villages. While you’re still in the adjustment period, you can enjoy the laid-back personality of locals and go about your day without rush or anxiety.
Tips for a Smooth Transition
Adjusting to Maltese life requires effort. Research the customs and language, and build relationships with local and other immigrants.
Make a checklist of essentials and start with securing your accommodation, healthcare, and opening a bank account. Wandering through the neighborhood and attending events will help build your own support network.
Moving to Malta can be an adventure if well-planned. It may involve a lot of effort, but before long, you’ll start feeling at home in this stunning Mediterranean haven.